Cheap TV Financing
Today’s TVs are a far cry from what they were just a few years ago, with tons of features built into them, which makes the price skyrocket. In fact, just a decent sized 32″ TV can run you anywhere from $300 to $500 depending on the brand and the features you want on it. This can be a lot to plunk down at once on a TV, which is why there is financing available to get you a cheap television, which will make your monthly rate easy and affordable.
The first thing you need to decide when looking at TVs are the features you want. Do you want a TV with a DVD player built in? What size TV do you want? Often around the holidays, many major retailers offer cheap TV sales and prices, which you probably wouldn’t get any other time of year. In addition, Wal-mart offers financing in the form of their credit card, which requires no interest on the payments in the first 12 months. Therefore, if you purchase your cheap television at Wal-mart and place it on your new credit card and have it paid off within the period of one year, you’ll never have to worry about paying a huge amount for a TV.
While this is a great option for someone with no credit, or credit, which is already established, people with bad credit may have trouble getting a TV. This is due to companies not being so willing and ready to loan you money. However, there are places like Rent-A-Center, which can help you get a cheap television or any other electronic or appliance that can be paid on weekly. These places tend to charge more in interest than you would pay if you chose to save your money and purchase your TV that way, but the caveat is that you have your TV immediately, instead of having to wait until you have the money saved.
There are a lot of factors, which can determine how eligible you are for financing for your new cheap television, but the main factor you’ll have to worry about is whether or not your credit is good or bad. If you do have bad credit, it’s not impossible to get new things like a cheap TV, but you will find that you’ll be paying more in interest than if you had good credit and purchased the same TV.
TV Payment Plans for People with No Credit Check
Are you thinking about getting a new HDTV and don’t currently have the money for one? If you’re someone who needs to finance a television but don’t have established credit or have bad credit, you have a few options available to you right now for payment plans. A few major places that you can go to right now for TV payment plans include Rent-a-Center and Aaron’s. These local businesses allow you to get your TV with no credit check and give you options for weekly and monthly payment plans. Besides these local stores, there are a few websites on the internet that also provide no credit check financing for people looking to buy a television. It’s important to be aware that any place that offers no credit financing will usually require you to pay somewhat high weekly or monthly payments as well as go after you if you fail to make your payments in a timely fashion.
Rent-a-Center right now is featuring some great financing deals for people interested in getting a new TV. They currently have a special called “Wake Up to 4 Weeks Free” which allows you to get your TV without paying any weekly payments for 4 weeks (after making the first payment). The TV they’re featuring in the special is a Panasonic 50″ Plasma HDTV. During the “Wake Up to 4 Weeks Free” event, you can make fairly low payments of $20 per week towards the plasma HDTV. Check out Rent-a-Center’s website to learn more about the specials they’re currently having.
After Rent-a-Center, another great choice for people looking for no credit financing is Aaron’s. They have really competitive rates and can help you get that new large screen TV just in time for the big game or Christmas. They have a few really good specials right now including a deal where you get two TVs for $150 a month. One of the TVs is a 60″ high-definition LCD model and the other is a 32″ flat-panel LCD. This can be really great special for someone looking to furnish a new home or apartment (one TV for the bedroom, another for the living room). Check out their website or a local store near you to see more about what they offer.
BlueHippo is another place you can try if you’re not interested in Rent-a-Center or Aaron’s. They offer great television financing deals for people who have bad credit. Like Rent-a-Center, with BlueHippo you’ll need to make weekly payments towards your television. These payments will range around $20-$30 depending on the model that you choose. Their website is easy to navigate and you can find what you’re looking for pretty easy.
No matter what option you choose for financing your television, it’s important to remember to shop around. Check around and make sure you’re going with a reputable and honest company. Don’t find yourself trapped with a company that has hidden fees or variable weekly payment rates. Instead, choose company that has positive reviews from people who shop with them.
